Benefits
Contractor Benefits & Resources
At Oceana Express Corp, we believe independent contractors deserve more than just routes and paychecks—we provide access to valuable resources that support your financial well-being, health, professional growth, and peace of mind. These are voluntary programs through trusted partners where you opt in and pay directly, allowing you to customize benefits while maintaining your 1099 flexibility. OEC connects you to these options at no cost to you, helping you build security on your terms. Explore the resources below and get started today.
Contractor Benefits & Resources
Oceana Express Corp provides access and resources to help independent contractors build financial security, health coverage, and professional skills. These are voluntary, contractor-paid programs through trusted partners—OEC connects you to these options but does not contribute, sponsor, or administer them, preserving your 1099 status.
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Financial & Banking Access
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Chase Business Banking Resources: Access to Chase Business Complete Checking accounts with partner-referred low-fee options, mobile invoicing tools, and cash flow guidance tailored for independent contractors.
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Retirement & Savings Access
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401(k), SEP IRA, Solo 401(k), Roth IRA, Annuities Resources: Connections to providers like Fidelity or Vanguard for self-directed retirement plans with high limits for self-employed workers.
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Life Insurance & Savings Plan Resources: Access to group life insurance quotes (term or whole life) at contractor rates, plus fixed annuities or savings plans for long-term income stability.
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Health & Wellness Access
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Health Savings Accounts (HSA) Resources: Guidance on opening HSAs paired with high-deductible individual health plans for pre-tax medical savings.
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Individual Health Plan Resources: Referrals to ACA marketplace options, short-term plans, or contractor association health programs (separate from any OEC employee plans).
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Insurance & Protection Access
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AAA Membership Resources: Discounted roadside assistance, towing, auto insurance rates, and travel benefits through partner pricing.
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Professional Services Access
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Legal Services Resources: Low-cost plans covering traffic tickets, contracts, family law, or business needs via partnered legal networks.
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Accounting Services Resources: Tax preparation, 1099 filing, and bookkeeping support from gig-economy experienced CPAs.
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How to Access These Resources
Reach out to our benefits coordinator for introductions, discount codes, and setup assistance. Join free monthly info sessions (in-person or Zoom) where partners demo Chase accounts, IRA options, life insurance, HSAs, and more. These connections empower you to customize your benefits independently while OEC supports your delivery success. Questions? We're here to guide you to the right resources.
